High visibility and reflective, 1% waterproof, breathable and windproof. We have designed the rug so that it is light weight and does not over heat the horse. It is lined with a wicking fabric. The rug is lined with quilting so has a soft thin padding. This tough performance fabric provides durability with increased abrasion and snag resistance. The rug is 36° reflective and fluorescent using our high performance fabric. A fully adjustable, detachable chest protector is fitted at the top of the pommel area so that it does not get in the way of the horses movement. The rug can be used without the saddle. Using a surcingle, its great for long reining or leading horses.